Making Insurance Claim Negotiation Process Successful

If you sustain injuries from a car accident that a negligent motorist caused, it’s time to negotiate. Negotiation shouldn’t take place at the accident scene in the absence of an auto accident lawyer. If you do so, you may eventually get a low deal despite sustaining serious injuries. Most people who rush into making quick negotiations forget that some health problems develop several days from the day the accident happened depending on the impact it had on you. Most insurers turn their backs at such a time to avoid paying for a heavy compensation. However, an auto accident attorney knows how to discreetly approach the insurance claim negotiation process. This is the way to make the negotiation process simpler:

auto accident attorney

Have a tentative settlement amount in mind

It is important to determine the worth of your claim before you write a demand letter. Depending on the nature of the injuries you sustain, you can think of the minimum settlement amount you can take. This should happen before you even talk to your adjuster about it. The amount you get in mind is for your own information. Although the figure in mind is what you should use when under negotiation pressures, you should not disclose it to your adjuster. However, the figure could change if the adjuster gathers some valid facts you didn’t have. Before you revise your upward offer, you should consult your auto accident lawyer for advice.

Don’t run with the first offer

If the situation is genuine and the insurance company is unable to deny it, expect a low first offer from the insurance adjuster. Although the offer may sound attractive, it could be tactically low compared to what your injuries are worth. If you find the offer reasonable, you shouldn’t take it immediately. First try to make a counteroffer, which is slightly lower than what you have in your demand letter. It’s a tactic most plaintiff attorneys Nashville has today use to show the insurance adjuster that their clients are also reasonable and ready to compromise.

Let the adjuster justify the low offer

Most insurance adjusters make low offers just to see if the claimant knows the worth of their claims. Actually, it is a negotiation tactic they use to convince accident victims who don’t have a competent auto accident attorney to offer them legal support. Instead of lowering the amount in your demand letter to match that of your adjuster, ask the adjuster to justify reasons for such a low offer.  It’s only acceptable to slightly lower your amount in mind if the adjuster’s reasons have indisputable strength.

Bring the agreed settlement in writing

It possible for you and the adjuster to agree on a certain settlement amount along the way. Remember, it is not safe when verbal. Write whatever you agree on with the adjuster after your auto accident attorney has confirmed it. The settlement agreement letter you sign should include damages or injuries covered, settlement amount and the date the insurer would send you settlement documents.

Negotiating settlement details with your insurance company is not always easy and transparent. Most insurers come up with strategies and negotiation tactics to get you a low deal after a car accident. That’s why you should let an experienced 18-wheeler accident lawyer follow them from the first day of the accident to the last one since accident lawyers know what to take and what to reject. For more details you can visit https://www.cmtriallawyers.com/areas-of-law/nashville-car-accident-lawyers/.

Olivia Reynolds

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